From 9.99% onwards

Quick Financial Support for Life’s Important Needs

A Personal Loan is an unsecured financing solution that gives you quick access to funds without requiring any collateral. Whether you're planning a wedding, managing medical expenses, funding education, renovating your home, traveling, or handling unexpected financial commitments, a personal loan helps you meet your goals with ease and flexibility.

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Quick Financial Support for Life’s Important Needs

About This Loan

Get the best Personal Loan offers from leading Private banks, and NBFCs with competitive interest rates and flexible repayment options.

With CredSarthi, you can explore personal loan offers from multiple lenders—all in one place. Compare interest rates, evaluate tailored loan options, and choose EMI plans that align comfortably with your budget, making borrowing simple, transparent, and hassle-free.
From selecting the right lender to assisting with documentation and approvals, CredSarthi ensures a smooth borrowing experience designed around your financial needs.

Why Choose Personal Loan through CredSarthi

No Collateral Required

Access funds quickly without pledging any asset or security.

Flexible Loan Amounts

Borrow based on your eligibility and financial requirements.

Customized EMI Options

Choose repayment plans that fit comfortably within your monthly budget.

Quick & Hassle-Free Processing

Enjoy fast approvals, simplified documentation, and a seamless borrowing journey.

Who Can Apply?

We welcome applications from a wide range of borrower profiles.

Salaried Person

Professionals working in private companies, Government organizations or PSU with a stable monthly income.

Documents Required

Keep these documents handy to speed up your application.

KYC (Know Your Customer)

  • Aadhaar Card
  • PAN Card

Income Proof

  • Latest 6 months salary slips (salaried)
  • Last 2 years ITR with computation (self-employed)
  • Last 12 months bank statements
  • Form 16 / 26AS

Other Documents

  • Passport-size photograph
  • Duly filled application form
  • Loan account statement (if existing loans)

Document requirements may vary by lender and applicant profile. Our advisor will confirm the exact list after reviewing your case.

Personal Loan EMI Calculator

Estimate your monthly repayment instantly. Actual EMI may vary by lender.

₹
₹100,000 ₹10,000,000
% p.a.
1% 30%
Years
1 yr 30 yr
Monthly EMI ₹—
Principal ₹—
Total Interest ₹—
Total Payable ₹—
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Quick & Easy

Apply for
Personal Loan

Fill in the form and our loan advisor will get back to you within 24 hours — no hidden charges, no obligation.

  • 100% free consultation
  • Best rates from multiple lenders
  • Your data is safe & confidential
  • Response within 24 hours

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    Frequently Asked Questions

    Have more questions? Talk to our advisor.

    Most lenders prefer a CIBIL score of 700 or above. However, we work with lenders who consider applicants with scores as low as 650 based on overall eligibility.
    With complete documentation, in-principle approval typically takes 24–48 hours. Final disbursement may take 7-10 working days depending on the lender.
    Processing fees vary by lender and loan type, typically ranging from 0.5% to 2% of the loan amount. We clearly disclose all charges before submission.
    Yes. Most lenders allow prepayment with minimal or no charges, especially for floating-rate loans. Terms vary by lender and we will clarify these upfront.
    Our advisor reviews your profile, matches you with suitable lenders, collects required documents, and tracks the application to disbursement.

    Ready to Apply? Let's Get Started.

    Talk to a loan advisor and get a personalised offer in minutes — no obligation, no spam.

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