From 14% onwards

Fuel Your Business Growth with the Right Financing

A Business Loan is designed to help entrepreneurs and enterprises access the capital they need to expand operations, manage working capital, purchase equipment, upgrade infrastructure, or seize new growth opportunities. Whether you're scaling an existing business or strengthening day-to-day cash flow, the right financing can help your business move forward with confidence.

business loan

About This Loan

Get the best Business Loan offers from leading Private banks, and NBFCs with competitive interest rates and flexible repayment options.

With CredSarthi, businesses can compare financing solutions from multiple lenders—all in one place. Explore customized loan offers, choose repayment structures that fit your business cycle, and access funds through a smooth and transparent borrowing process.

From lender comparison to documentation support and approval guidance, CredSarthi helps simplify the funding journey so you can focus on growing your business.

Why Choose Business Loan through CredSarthi

Higher Funding Potential

Access financing tailored to your business turnover, cash flow, and repayment capacity.

Flexible Financing Options

Choose repayment plans structured around your business needs and revenue cycle.

Competitive Interest Rates

Benefit from attractive borrowing options across trusted lenders.

Quick & Hassle-Free Processing

Experience a seamless application journey with expert guidance and simplified documentation.

Who Can Apply?

We welcome applications from a wide range of borrower profiles.

Business Owners & Entrepreneurs

Individuals running established businesses seeking capital for expansion or operations.

SMEs & MSMEs

Small and medium-sized enterprises looking for funding to scale, upgrade, or strengthen working capital.

Manufacturers & Traders

Businesses requiring capital for inventory, machinery, procurement, or supply chain expansion.

Retailers & Shop Owners

Local businesses seeking funds for growth, renovation, stocking, or expansion into new markets.

Service-Based Businesses

Agencies, consultancies, hospitality businesses, logistics firms, and other service providers with stable business income.

Documents Required

Keep these documents handy to speed up your application.

KYC (Know Your Customer)

  • Aadhaar Card
  • PAN Card

Income Proof

  • Latest 6 months salary slips (salaried)
  • Last 2 years ITR with computation (self-employed)
  • Last 12 months bank statements
  • Form 16 / 26AS

Other Documents

  • Passport-size photograph
  • Duly filled application form
  • Loan account statement (if existing loans)

Document requirements may vary by lender and applicant profile. Our advisor will confirm the exact list after reviewing your case.

Business Loan EMI Calculator

Estimate your monthly repayment instantly. Actual EMI may vary by lender.

₹100,000 ₹7,500,000
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Apply for
Business Loan

Fill in the form and our loan advisor will get back to you within 24 hours — no hidden charges, no obligation.

  • 100% free consultation
  • Best rates from multiple lenders
  • Your data is safe & confidential
  • Response within 24 hours

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    Frequently Asked Questions

    Have more questions? Talk to our advisor.

    Most lenders prefer a CIBIL score of 700 or above. However, we work with lenders who consider applicants with scores as low as 650 based on overall eligibility.
    With complete documentation, in-principle approval typically takes 24–48 hours. Final disbursement may take 7-10 working days depending on the lender.
    Processing fees vary by lender and loan type, typically ranging from 0.5% to 2% of the loan amount. We clearly disclose all charges before submission.
    Yes. Most lenders allow prepayment with minimal or no charges, especially for floating-rate loans. Terms vary by lender and we will clarify these upfront.
    Our advisor reviews your profile, matches you with suitable lenders, collects required documents, and tracks the application to disbursement.

    Ready to Apply? Let's Get Started.

    Talk to a loan advisor and get a personalised offer in minutes — no obligation, no spam.

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