From 7.1% onwards

Turn Your Dream of Owning a Home into Reality

A home loan is a financing solution designed to help you purchase your dream home without putting a strain on your savings. Whether you’re buying your first home or investing in residential property, it provides access to substantial funding with competitive interest rates, flexible repayment tenures, and affordable EMIs—making homeownership simple, convenient, and financially manageable.

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Turn Your Dream of Owning a Home into Reality

About This Loan

Get the best home loan offers from leading government banks, private banks, and NBFCs with low interest rates and fast approvals.

Make your dream of owning a home a reality with CredSarthi. Access home loan offers from top government banks, private banks, and NBFCs—all in one place. Benefit from competitive interest rates, flexible repayment options, and a seamless loan journey designed to make home buying easier.

With CredSarthi, you can compare lenders, evaluate tailored offers, and select repayment plans that fit comfortably within your budget. From choosing the right loan to getting expert support throughout the process, we help make your homeownership journey smooth and rewarding.

Why Choose Home Loan through CredSarthi

Higher Loan Eligibility

Access substantial funding based on your income profile and repayment capacity.

Competitive Interest Rates

Benefit from attractive home loan interest rates designed to make homeownership more affordable.

Flexible Repayment Tenure

Choose convenient repayment options with longer tenures for comfortable EMIs.

Quick & Hassle-Free Processing

Experience a smooth application journey with expert assistance and simplified documentation.

Who Can Apply?

We welcome applications from a wide range of borrower profiles.

Salaried Person

Salaried professionals in private or government jobs

Self Employed

Self Employed Professionals ( Doctor , CA, Architects, Lawyers), Self-employed individuals and business owners

Business Owners

Entrepreneurs and small business owners can apply based on their business income, profitability, and financial stability.

First-time Home Buyers

Simple and Affordable Home Loan Options for First-Time Buyers with Great Benefits

Existing Home Owners

Exclusive home loan solutions for existing homeowners with low rates, flexible options, quick approvals, and minimal paperwork.

Documents Required

Keep these documents handy to speed up your application.

KYC (Know Your Customer)

  • Aadhaar Card
  • PAN Card

Income Proof

  • Latest 6 months salary slips (salaried)
  • Last 2 years ITR with computation (self-employed)
  • Last 12 months bank statements
  • Form 16 / 26AS

Other Documents

  • Passport-size photograph
  • Duly filled application form
  • Loan account statement (if existing loans)

Document requirements may vary by lender and applicant profile. Our advisor will confirm the exact list after reviewing your case.

Home Loan EMI Calculator

Estimate your monthly repayment instantly. Actual EMI may vary by lender.

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₹2,000,000 ₹100,000,000
% p.a.
5% 30%
Years
1 yr 30 yr
Monthly EMI ₹—
Principal ₹—
Total Interest ₹—
Total Payable ₹—
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Home Loan

Fill in the form and our loan advisor will get back to you within 24 hours — no hidden charges, no obligation.

  • 100% free consultation
  • Best rates from multiple lenders
  • Your data is safe & confidential
  • Response within 24 hours

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    Frequently Asked Questions

    Have more questions? Talk to our advisor.

    Most lenders prefer a CIBIL score of 700 or above. However, we work with lenders who consider applicants with scores as low as 650 based on overall eligibility.
    With complete documentation, in-principle approval typically takes 24–48 hours. Final disbursement may take 7-10 working days depending on the lender.
    Processing fees vary by lender and loan type, typically ranging from 0.5% to 2% of the loan amount. We clearly disclose all charges before submission.
    Yes. Most lenders allow prepayment with minimal or no charges, especially for floating-rate loans. Terms vary by lender and we will clarify these upfront.
    Our advisor reviews your profile, matches you with suitable lenders, collects required documents, and tracks the application to disbursement.

    Ready to Apply? Let's Get Started.

    Talk to a loan advisor and get a personalised offer in minutes — no obligation, no spam.

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