Privacy Policy

At CredSarthi (“we,” “us,” or “our”), we are committed to protecting the privacy and security of your personal information. This policy outlines how we handle data collected through our website (credsarthi.com) and during the loan facilitation process.

1. Information We Collect

To provide you with the best loan options and facilitate your application with banks and Non-Banking Financial Companies (NBFCs), we may collect the following types of information:

• Contact Information: Name, email address, phone number, and location.
• Financial Information: Details required for loan eligibility, such as income, employment status, credit profile, and property details relevant to home or business loans.
• Technical Data: IP address, browser type, and usage data gathered through cookies to enhance your experience on our website.
• Form Submissions: Information provided through our contact forms or loan inquiry tools.

2. How We Use Your Information

We use the collected information for the following purposes:

• Loan Facilitation: To share your profile with partner banks and NBFCs to compare and present you with the best loan offers.
• Communication: To contact you regarding your application, respond to inquiries, or provide updates on our services.
• Service Improvement: To analyze website traffic and user preferences to improve our digital tools, such as our EMI calculator.
• Compliance: To meet legal and regulatory requirements applicable to financial services.

3. Data Sharing and Disclosure

We do not sell your personal information. We may share your data with third parties only under the following circumstances:

• Financial Partners: We share your information with our network of partner banks and HFCs/NBFCs strictly to process your loan application as requested.
• Service Providers: We may work with third-party vendors who assist in operating our website or managing our business, provided they keep your information confidential.
• Legal Requirements: We may disclose information if required by law, regulation, or legal process to protect our rights or the safety of others.

4. Data Security

We implement industry-standard security measures to protect your personal data from unauthorized access, alteration, or disclosure. However, please be aware that no method of transmission over the internet is 100% secure.

5. Your Rights

You have the right to:

• Access the personal information we hold about you.
• Request corrections to any inaccurate data.
• Request the deletion of your data, subject to legal and contractual retention requirements.

6. Cookies

Our website uses cookies to provide a seamless browsing experience. You may choose to disable cookies through your browser settings, although this may affect the functionality of certain features like our EMI calculator.

7. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal obligations. We will notify you of significant changes by updating the “Last Updated” date at the top of this page.

8. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us at:

CredSarthi 1528, Galaxy Diamond Plaza,
G. Noida West, Gautam Budh Nagar,
Uttar Pradesh, 201306
Email: support@credsarthi.com

---

Disclaimer: This Privacy Policy is for informational purposes and serves as a template. Because you are dealing with financial data, it is strongly recommended that you have this document reviewed by a legal professional to ensure it complies with local regulations, including the Digital Personal Data Protection (DPDP) Act of India.